OFDM-CDMA is an attractive technique for broadband wireless communication. However, the high peakto-average power ratio (PAPR) of the downlink signals, generated from multiple spread codes, remains a serious problem. In this paper, a low-complexity multiple signal representation (MSR) scheme is proposed to control the PAPR problem in downlink OFDM-CDMA systems. The proposed scheme generates multiple candidate signals by a novel user grouping scheme, which is without distortion and can provide more PAPR reduction than the conventional MSR schemes, such as partial transmit sequence (PTS) and selective mapping (SLM). Furthermore, a low-complexity processing structure is developed using a novel joint spreading and inverse fast Fourier transform (S-IFFT) to simplify the generation of multiple candidate signals. Complexity analysis and numerical results show that the OFDM-CDMA systems employing the proposed scheme have better tradeoff between PAPR reduction and computational complexity, compared with the conventional MSR schemes.